Share your best money move. Win cash prizes.
Each round we ask readers one practical question — like "What's the single change that saved you the most money this year?" The most useful, original answers win, and the best get featured on Private.Finance.
1st prize + feature
2nd prize
3rd prize
Prizes paid in USD or local-currency equivalent, by PayPal or gift card. Prize pools grow with reader support and prize partners.
Current round: "The $100 a month fix"
In 300 words or fewer, describe one specific, repeatable change that frees up at least $100 a month (or local equivalent) — and how you made it stick. Judged on usefulness (40%), originality (30%) and clarity (30%).
How to enter
- Subscribe to the newsletter (free) so we can announce winners.
- Submit your entry using the form.
- Winners are announced in the newsletter and on this page when the round closes.
Official rules (summary)
No purchase or payment necessary to enter or win. A purchase or donation does not improve your chances.
Eligibility: open to individuals aged 18+ (or the age of majority in their jurisdiction). Void where prohibited or restricted by law. Employees and contractors of Private.Finance and their immediate families are not eligible.
Skill-based contest: winners are selected by a judging panel using the published criteria; no element of chance is involved. Where required by local law (for example in Canada), a winner may need to correctly answer a time-limited skill-testing question.
Entries: one entry per person per round. Entries must be original, not previously published, and must not contain personal financial details of others, defamatory content or promotional links.
Prizes: as listed for the round, non-transferable, with no cash alternative other than as stated. Winners are responsible for any taxes. Unclaimed prizes after 30 days of notification may be forfeited.
Licence: by entering you grant Private.Finance a non-exclusive, royalty-free licence to publish your entry (edited for length and clarity) with your chosen display name.
Privacy: entry data is used only to administer the contest, as described in our privacy policy.
Sponsor: Private.Finance. The contest is not sponsored, endorsed or administered by, or associated with, any social media platform. We may modify or cancel a round if it cannot run as planned, with notice on this page.